Privacy Policy — Josef Milano LLC

Introduction

Josef Milano LLC ("Company," "we," "our," or "us") is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website josefmilano.com, contact us, or use any of our services.

Please read this policy carefully. If you disagree with its terms, please discontinue use of our site.

Information We Collect

Information You Provide to Us

We collect information you voluntarily provide when you:

Submit a funding inquiry or application form
Contact us via email or any other communication channel
Subscribe to receive communications from us
Provide business or financial documentation during the underwriting process

This information may include: name, email address, business name, business address, industry, monthly revenue, funding needs, and any other information you choose to provide.

Information Collected Automatically

When you visit our website, certain information may be collected automatically, including your IP address, browser type, operating system, referring URLs, and pages visited. This information is used solely for improving website functionality and understanding general usage patterns.

How We Use Your Information

We use the information we collect for the following purposes:

To evaluate and process your funding inquiry or application
To communicate with you about your application and available products
To send you marketing and promotional communications (only where you have provided explicit consent)
To improve our website, products, and services
To comply with legal and regulatory obligations
To protect against fraud and unauthorized activity

SMS & Text Message Communications

SMS Text Messaging Program

If you have opted in to receive SMS/MMS messages from Josef Milano LLC, we may send you marketing and promotional messages about our financial products and services using an automated telephone dialing system (ATDS).

Message frequency varies — you may receive up to 4 messages per month.

Message and data rates may apply depending on your mobile carrier and plan.

To opt out of SMS communications at any time, reply STOP to any message. You will receive a confirmation and no further messages will be sent.

For assistance, reply HELP to any message or contact us at yosef@josefmilano.com.

Consent is NOT a condition of purchase. Opting out of SMS messages will not affect your eligibility for any of our financial products or services.

Sharing of Information

We value your privacy and are committed to handling your information responsibly. Our sharing practices are as follows:

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We may share your information in the following limited circumstances:

Service providers: We may share information with vendors who assist in operating our website or services (e.g., email delivery), subject to confidentiality agreements.
Legal requirements: We may disclose information when required by law, subpoena, court order, or to protect the rights and safety of Josef Milano LLC or others.
Business transfers: In the event of a merger, acquisition, or sale of assets, information may be transferred as part of that transaction.

We do not sell your personal information to third parties.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we will securely delete or anonymize it.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

The right to access and receive a copy of the personal information we hold about you
The right to request correction of inaccurate information
The right to request deletion of your personal information (subject to legal obligations)
The right to opt out of marketing communications at any time
The right to opt out of SMS/text messaging by replying STOP

To exercise any of these rights, contact us at yosef@josefmilano.com.

Cookies and Tracking

Our website may use basic cookies to improve user experience. We do not use third-party advertising cookies or cross-site tracking technologies. You may disable cookies in your browser settings; however, doing so may affect certain website functionality.

Children's Privacy

Our services are intended for adults and business owners. We do not knowingly collect personal information from individuals under 18 years of age. If we become aware that we have inadvertently collected such information, we will take steps to delete it promptly.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will update the "Last Updated" date at the top of this page. Continued use of our website after any changes constitutes acceptance of the revised policy.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Josef Milano LLC
679 Woodgate Ave
Long Branch, NJ 07740
yosef@josefmilano.com