Legal
By accessing or using the website josefmilano.com, submitting any inquiry or application, or engaging with any services provided by Josef Milano LLC ("Company," "we," "our," or "us"), you agree to be bound by these Terms & Conditions. If you do not agree with these terms, please do not use this website or our services.
Josef Milano LLC is a direct business lender providing working capital loans, revenue-based financing, equipment financing, and business expansion funding to qualifying businesses. We are not a bank, broker, marketplace, or financial advisor.
Nothing on this website constitutes a commitment to lend, an offer of credit, or a guarantee of approval. All funding is subject to underwriting review, credit evaluation, and final approval at our sole discretion.
You may use this website for lawful purposes related to evaluating our business lending services. You agree not to:
All content on this website — including text, graphics, logos, and design — is the property of Josef Milano LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.
We strive to provide accurate and current information on this website. However, we make no representations or warranties of any kind — express or implied — about the completeness, accuracy, reliability, or suitability of the information contained herein. Any reliance you place on such information is strictly at your own risk.
Interest rates, fees, terms, and product availability are subject to change without notice. Always confirm current terms directly with a Josef Milano LLC representative before making financial decisions.
By opting in to receive SMS/MMS messages from Josef Milano LLC, you agree to the following terms:
Program Description: Josef Milano LLC sends marketing and promotional text messages about our financial products, services, special offers, and updates to customers who have provided express written consent via an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply depending on your mobile carrier and service plan. Contact your carrier for details.
How to Opt Out: Reply STOP to any SMS message to cancel. You will receive a one-time confirmation message and no further messages will be sent.
How to Get Help: Reply HELP to any SMS message for assistance, or contact us at yosef@josefmilano.com.
Consent is NOT a condition of purchase. Your ability to apply for or receive funding from Josef Milano LLC is not contingent on consenting to receive SMS messages. You may opt out at any time without affecting your application or relationship with us.
Carriers: Carriers are not liable for delayed or undelivered messages. Message delivery is not guaranteed.
Supported Carriers: AT&T, Verizon, T-Mobile, Sprint, Boost Mobile, MetroPCS, and other major U.S. carriers. Not all features are available on all carriers.
To the fullest extent permitted by law, Josef Milano LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:
Our total liability for any claim arising in connection with your use of this website or our services shall not exceed the amount you have paid us, if any, in the three months prior to the claim.
You agree to indemnify, defend, and hold harmless Josef Milano LLC, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from your use of this website, your violation of these Terms, or your violation of any rights of a third party.
This website may contain links to third-party websites for reference purposes. We do not endorse, control, or assume responsibility for the content, privacy practices, or terms of any third-party sites. Visiting linked sites is at your own risk.
Your use of this website is also governed by our Privacy Policy, which is incorporated by reference into these Terms & Conditions.
These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. Any disputes shall be resolved in the state or federal courts located in Monmouth County, New Jersey.
We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to this page with an updated "Last Updated" date. Your continued use of the website after any changes constitutes your acceptance of the revised terms.
For questions regarding these Terms & Conditions:
Josef Milano LLC
679 Woodgate Ave
Long Branch, NJ 07740
yosef@josefmilano.com